Services

Investment Management Strategies

We offer two general approaches to investment. Neither strategy has a minimum dollar requirement. 
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Asset Management: 
For clients that are primarily focused on growing wealth, we generally recommend a risk-based asset allocation with passive management. Assets held with this approach are charged the same fixed dollar fee as Financial Coaching. This fee does not scale with larger asset amounts as many advisors' % Asset Under Management fees do. 
 
Income Investing: 
​Designed primarily for clients that are in the spending or “distribution” of wealth phase of life, we work to create a personalized portfolio with an objective to deliver on the client’s cash flow goals while preserving principal. This strategy specifically does not focus on growing wealth or increasing account values. 

The income investing strategy involves substantial research, active management, and frequent monitoring. We use a fixed % fee of assets to charge for this service.  

Clients utilizing either investment management strategy  also receive financial 
coaching & planning services as part of a holistic approach to understanding their
financial situation.  

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Financial Coaching & Planning 

For a fixed dollar fee, we act as a go-to resource, problem-solver, and coach for questions or financial challenges our clients have. Moving through life from budgeting and building credit to housing decisions and even social security and pension decisions, we are on-call or an email away to work through questions. There are no minimums and there are no bad questions or invalid concerns.
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When acting as a coach/planner, we tell clients upfront when a particular situation crosses into a “don’t know” for our expertise and hustle to figure it out 
and/or re-direct clients to other professionals or organizations best suited to assist.   ​

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Life & Health Insurance Consulting​

Life and health insurance play a pivotal role  in the financial planning process during all stages of life. Whether starting a career or buying a house or starting a family or nearing retirement and determining when you are medicare eligible, we are here to help you navigate your insurance options. 

Call-in to set an appointment for a free review of the following products:

• Life Insurance 
• Disability Insurance
• Individual Health 
• Medicare

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WARRANTIES & DISCLAIMERS: There are no warranties implied. 
Buffalo Valley Wealth Plus (“BVWP”) is a registered investment adviser located in Mifflinburg, Pennsylvania. BVWP may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. BVWP’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of BVWP’s web site on the Internet should not be construed by any consumer and/or prospective client as BVWP’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by BVWP with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of BVWP, please contact the state securities regulators for those states in which BVWP maintains a registration filing. A copy of BVWP’s current written disclosure statement discussing BVWP’s business operations, services, and fees is available at the SEC’s investment adviser public information website – www.adviserinfo.sec.gov or from BVWP upon written request. BVWP does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to BVWP’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. 
This website and information are provided for guidance and information purposes only.  Investments involve risk and unless otherwise stated, are not guaranteed.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy.  This website and information are not intended to provide investment, tax, or legal advice. 
Insurance products and services are offered and sold through BVWP and individually licensed and appointed insurance agents.