Services
Investment Management Strategies |
We offer two general approaches to investment. Neither strategy has a minimum dollar requirement.
Asset Management: For clients that are primarily focused on growing wealth, we generally recommend a risk-based asset allocation with passive management. Assets held with this approach are charged the same fixed dollar fee as Financial Coaching. This fee does not scale with larger asset amounts as many advisors' % Asset Under Management fees do. Income Investing: Designed primarily for clients that are in the spending or “distribution” of wealth phase of life, we work to create a personalized portfolio with an objective to deliver on the client’s cash flow goals while preserving principal. This strategy specifically does not focus on growing wealth or increasing account values. The income investing strategy involves substantial research, active management, and frequent monitoring. We use a fixed % fee of assets to charge for this service. Clients utilizing either investment management strategy also receive financial coaching & planning services as part of a holistic approach to understanding their financial situation. |
Financial Coaching & Planning |
For a fixed dollar fee, we act as a go-to resource, problem-solver, and coach for questions or financial challenges our clients have. Moving through life from budgeting and building credit to housing decisions and even social security and pension decisions, we are on-call or an email away to work through questions. There are no minimums and there are no bad questions or invalid concerns.
When acting as a coach/planner, we tell clients upfront when a particular situation crosses into a “don’t know” for our expertise and hustle to figure it out and/or re-direct clients to other professionals or organizations best suited to assist. |
Life & Health Insurance Consulting |
Life and health insurance play a pivotal role in the financial planning process during all stages of life. Whether starting a career or buying a house or starting a family or nearing retirement and determining when you are medicare eligible, we are here to help you navigate your insurance options.
Call-in to set an appointment for a free review of the following products:
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